Nucleus Wrap

Wrap Choice
An investment platform turns a series of individual investments into a true wealth management facility, allowing greater control not only of the investments but of the type of tax wrapper being used.  Completion of annual tax returns is simplified as is making maximum use of annual ISA allowances and capital gains tax exempt amounts.

In 2007, building on our experience of other platforms and our most recent research, Arch Financial Planning Limited joined with a selected number of firms and started using the Nucleus Wrap as this answered our previous issues about the poor integration of other product wrappers into the existing fund supermarkets.
  • Nucleus Financial Services Limited is the provider of the Nucleus wrap.  The majority shareholding of Nucleus is in the hands of a number of independent financial adviser (IFA) firms and the founding IFA shareholders have been instrumental in specifying, developing and delivering the new service on behalf of their clients.  The future direction of the wrap will also be determined by the participating IFAs - currently numbering 170 firms - with their clients’ financial futures in mind.
  • Sanlam is the institutional investor in Nucleus with a 42.5% shareholding.  Sanlam is a leading financial services group in South Africa.  Established in 1918, the Group demutualised in 1998 and Sanlam Limited then listed on the JSE Limited in Johannesburg and the Namibian Stock Exchange. Sanlam has the equivalent of £50 billion of assets under management and administration and has about 11,000 employees.  Sanlam’s head office is in Bellville near Cape Town and they have offices throughout South Africa and business interests elsewhere in Africa, Europe, India, the USA and Australia.
  • Administration of your assets is undertaken online through the Nucleus wrap platform, built around a robust tried and tested software system used by more than 90 companies all over the world.  You can have confidence that its design will ensure the smooth running, control and reporting of your investments.
  • Nucleus Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) and provides access to a general account for directly-held investments and provides the tax wrappers for ISA and pension accounts.  Nucleus has selected other insurers to provide the onshore and offshore bond accounts within the wrap.
  • The Nucleus Wrap provides a choice of over 6,000 funds from around 210 fund managers.
  • You will always know the value of the assets in your account and you will be able to track these values through the online service and regular statements.
  • There are no early redemption penalties under the contract should you need to encash all or part of your investments or move them to another wrap.
  • You will receive 6-monthly paper statements from Nucleus and in addition you will be provided with your own username and password for their client website so that you can see the value of your investments at any time. 
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
Arch Financial Planning Limited is a member of Flying Colours Finance Ltd which is authorised and regulated by the Financial Conduct Authority. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit Details can be found at under reference number 595270. Arch Financial Planning Limited is registered in England, no. 04600308.